Savings Accounts
No matter what your savings needs, our choices can help your money grow. From low-minimum traditional savings accounts to special tiered-rate money market options, we have the right combination of flexibility and benefits to make your money work more.
Regular Savings Account:
This all-purpose savings account makes savings easy for individuals, businesses, corporations and organizations.
- No monthly service charge
- Allows 3 withdrawals per statement period
- A fee of $2 will be incurred for each withdrawal over 3 per statement period
- Earn the current regular savings rate
- Minimum opening deposit of $100 ($25 for minors, students, clubs or churches)
Christmas Club Savings Account:
The smart way to plan ahead for the holidays! Make deposits when you wish, or let us set up transfers from your checking account.
- No monthly service charge
- Allows 1 withdrawal free per year
- Excess withdrawals are $5 each
- Account balance is sent to you in November, just in time for holiday expenses
- Earn the current regular savings rate
- Minimum opening deposit of $100 ($25 for minors, students, clubs or churches)
Personal Tiered Money Market Account:
If you want to earn a higher rate of interest on your money and have limited check writing needs, this account is perfect for you.
- Earn the current money market interest rate, compounded monthly
- No monthly service charge on this account when you maintain a daily balance of $1000.
- If the balance drops below $1000, there is a monthly fee of $7.00
- Allows six (6) pre-authorized transfers including Point-of-Sale (POS) transactions or checks written to third parties. Additional transfers or withdrawals are $5.00 each
- This is a tiered rate account that pays you a higher rate for your higher balance. Ask us for details.
- Minimum opening deposit of $1000
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