SouthCrest Bank
 

Savings Accounts

No matter what your savings needs, our choices can help your money grow. From low-minimum traditional savings accounts to special tiered-rate money market options, we have the right combination of flexibility and benefits to make your money work more.

Statement Savings Account:
This all-purpose savings account makes savings easy for individuals, businesses, corporations and organizations.

  • No minimum balance requirements
  • No monthly service charge
  • Allows 6 withdrawals per semi-annual statement period
  • Excess withdrawals are $2 each
  • Earn the current statement savings rate, compounded quarterly
  • Minimum opening deposit of $100

Christmas Club Savings Account:
The smart way to plan ahead for the holidays! Make deposits when you wish, or let us set up transfers from your checking account.

  • No minimum balance requirements
  • No monthly service charge
  • Allows 1 unscheduled withdrawal free per semi-annual statement period
  • Excess withdrawals are $5 each
  • Account balance is sent to you in November, just in time for holiday expenses
  • Earn the current statement savings rate, compounded quarterly
  • Minimum opening deposit of $25

Tiered Money Market Account:
If you want to earn a higher rate of interest on your money and have limited check writing needs, this account is perfect for you.

  • Earn the current money market interest rate, compounded monthly
  • No monthly service charge on this account when you maintain a daily balance of $1000.
  • If the balance drops below $1000, there is a monthly fee of $7.00
  • Allows six (6) withdrawals per monthly statement period. Additional withdrawals are $5.00 each.
  • This is a tiered rate account that pays you a higher rate for your higher balance. Ask us for details.
  • Minimum opening deposit of $1000

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